
Unlock up to double the income from the same savings
How to delete losses from your savings portfolio
Build a math-based plan that works in any economy
Replace fear with clarity, confidence, and control
Imagine waking up knowing your income is secure. Your taxes are optimized.
And your lifestyle is truly yours — not determined by Wall Street.
Once you understand the S.A.F.E. Method, you’ll finally see what financial independence really means.

From: Brad Gibb & Carson Herlean
Co-Founders of the S.A.F.E Method
Sovereign Life LLC
Dear Friend,
A few years ago, I was sitting across from a couple
named Stuart and Lisa.
They’d done everything the textbooks said...save,
invest, diversify... yet when they ran the numbers,
retirement was still "just out of reach."

“We thought $1,000,000 meant freedom,” they said.
“Then we learned it only gave us about $40,000 a year.”
It wasn’t their fault.
It was the system...one that rewards volatility, punishes consistency, and sells you average returns while your real-life income depends on something no advisor really talks about...
Instead, they just tell you to "hang in there...It will rebound"
Here's the problem...
If you're waiting for the market to rebound, you're already too late.
Wall Street just showed you who's boss, and it's not you.
The goal of saving for retirement is to have an income during those non-working years.
Right? Well what happens when a market crash wipes out 30-40% of everything you've saved?
There goes your income for that year, plus you have to wait for the "rebound"
So, its back to work again...
This is why it's not about how much you've saved, but rather, how much you can access when you need the money the most. In a market crash...
"Double Your Retirement Income"
We get it...our promise is a big claim.
but before you tell yourself, “If this were real, my advisor would’ve told me,” or "why isn't anyone else saying this" let me share why you probably haven’t heard it this way:
Most advisors can’t get paid for structuring what we’re going to show you, so they simply don’t prioritize it.
Wall Street’s incentives favor accumulation of YOUR assets, not distribution of YOUR money.
And the strategy that fixes the flaw of this broken system requires a tool most planners never learn to use for retirement income.
What changed everything for us was discovering research from Wade Pfau, PhD (often called the Professor of Retirement Income) and others showing how volatility...not your average return...is what crushes spendable income.
“You insure your car, your home, even your life…
But has anyone ever shown you how to insure your retirement income?”

That led us to a simple realization...
You don’t have to save more to have more ... you just have to stop losing what’s already yours.
That insight became The S.A.F.E. Method.
Think of The S.A.F.E. Method as adding an insurance policy for your retirement account’s withdrawal years.
Your 401(k) stays your growth engine.
You keep maxing out your accumulation.
Your assets keep growing as they should and can.
Then, by adding The S.A.F.E. Method to your portfolio, everything changes in retirement.
A properly structured S.A.F.E. account stands by as a safety net for your retirement.
What do you get?
A smoother sequence of returns and the ability to safely increase your withdrawal rate (often from 3–4% toward 6–8%), which can translate to up to 2× more income from the same savings...without saving more or taking extra risk.
This process is grounded in math and peer-reviewed retirement research.
“You don’t have to save more to have more...
you just have to stop losing what’s already yours.”
I’m Carson, co-founder of the S.A.F.E. Method, and I’ll be your presenter for the masterclass.
My partner Brad Gibb and I engineered this approach after years of watching good savers get shortchanged by traditional accumulation-only thinking.
Together we’ve helped 1,000+ families protect over $154 million in retirement savings with strategies built on science, not speculation.
Our mission is simple: help you build a retirement that’s safe, certain, and under your control.
In this live session, I’ll give you the same planning insights clients routinely pay a planning fee to access at no cost during the masterclass.
Consider this your professional planning review—without the fee.
Markets don’t ask permission before they change. The next sequence of returns you experience in retirement will either lock in a lifestyle you love—or force you to make cuts you never wanted.
We built S.A.F.E. so you don’t have to bet your future on luck.
See you inside,
Carson Herlean & Brad Gibb
Co-Founders, The S.A.F.E. Method
Sovereign Life LLC
Understand why your retirement plan may be weaker than you think.
Discover how to double your retirement income without saving another dollar.
Learn the four key principles behind the S.A.F.E. Method that make this possible.
Find out how to protect your wealth from taxes and market risk — for life.
Finally, gain the peace of mind that comes with true financial control.

Why the “average return myth” keeps most people trapped — and how to secure guaranteed income streams that last.

How to safely amplify growth through modern strategies that outperform traditional retirement accounts — without extra risk.

The science of funding your future using tax-free income structures designed to eliminate market exposure.

How to finally retire to your ideal lifestyle — with total freedom and zero financial anxiety.
More than 1,000 families have already used the S.A.F.E. Method to design over $154 million in protected retirement strategies.

Imagine waking up knowing your income is secure. Your taxes are optimized.
And your lifestyle is truly yours — not determined by Wall Street.
Once you understand the S.A.F.E. Method, you’ll finally see what financial independence really means.
FREE access to the live 90-minute S.A.F.E. Method Masterclass
A downloadable “Retirement Readiness Checklist” to apply what you learn
Live Q&A with Carson Herlean and the Sovereign Life team
Lifetime access to the replay recording
Reserve Your Seat For Free Today
What
The S.A.F.E. Method Masterclass
When
Tuesday, November 18th
at 10 AM PT / 1 PM ET
Why
To help you retire with more income, less risk, and zero guesswork.
Brad and Carson Co-Founded The SAFE Method and to date has helped 1,000 Families protect over $154M in retirement savings and secured their financial freedom using a system built on science, not speculation.
Their mission is simple:
“To help you build a retirement that’s safe, certain, and completely under your control.”

Brad Gibb &
Carson Herlean
Co-Founders of the S.A.F.E. Method